Effective from 19th July, our Edinburgh office at 16 - 20 Castle Street, Edinburgh, EH2 3AT, will be temporarily closed as we are in the process of relocating. During this period, there will be no staff at this office.

Please be assured that it is business as usual. You can continue to contact your solicitor by phone or email for any assistance or to discuss your case. We appreciate your understanding and are committed to ensuring that our services remain uninterrupted during this transition.

Motor Insurers Bureau

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Being involved in a road accident is a terrible situation. But, if you are injured and subsequently discover that the driver at fault was not insured, fled the scene or cannot be traced, a difficult situation is only compounded; and for those who are seriously injured it is nothing short of a nightmare.

Fortunately, it is still possible for injured parties to be suitably compensated. A good personal injury solicitor can help clients ensure an appropriate level of compensation by submitting a claim through the Motor Insurers Bureau (MIB). Although it is possible for injured parties to represent themselves through the MIB claims process having specialist legal representation is always advisable.

The Motor Insurers Bureau

The MIB is a central fund that was created in 1946 to tackle the problem of negligent uninsured or untraced drivers. It is funded by all of the motor insurance companies in the UK and pays compensation to the victims of road traffic accidents caused by uninsured or untraced drivers. It is estimated that around £30 of every motor insurance premium in the UK goes towards funding the bureau.

The MIB also runs the Motor Insurance Database, which keeps a record of all insured vehicles in the UK. This in turn helps the police to identify vehicles that are not insured, so that action can be taken against their registered owners.

The MIB is integral to the rights of every law-abiding motorist: research suggests that each year uninsured and untraced drivers kill around 130 people and injure more than 26,000.

Before making a claim to the MIB

There are three important things to remember before making a claim to the MIB. They are as follows:

    • you should be able to identify the vehicle that was involved in the accident
    • an excess of £300 will also be deducted from claims made under the untraced driver scheme for property damage after 1st October 1999
    • there is a shorter time limit for MIB claims. This means that claims must be lodged within nine months of the accident

Specialist advice from Scotland's leading firm

If you or a member of your family has been hurt in a road traffic accident involving an uninsured driver, specialist advice is essential to achieve the best possible outcome.

Thompsons Solicitors are experts in all types and categories of road traffic accident claim. Our specialist lawyers will be happy to talk you through the process of making a compensation claim against an uninsured or untraced driver and to answer any questions or queries you may have.

Give us a call on 0800 0891 331 and we can discuss your options, free of charge and with no obligation.

Legal services for Car Accident 5 1177
Based on 2020 reviews
Excellent
5/5
5 / 5

Excellent Service

We decided to use Thompsons Solicitors for our personal injury claim following a road traffic accident. The service was spot on from beginning to end, with excellent communication, timely responses & cleat advice that was easy to understand. It was evident Corinne was always acting in her clients best interests and she worked hard to ensure we got the compensation we rightfully deserved. We were delighted with our final offer and we would absolutely recommend both Thompsons and Corinne to others. We cannot thank her enough for all her help, support and advice during this experience.

Siobhan Kerr
15 October 2024
5 / 5

Road traffic accident

Jordan has been great and kept me informed all the way through and am happy with the outcome he has got me.

Ross Alexander
14 October 2024
5 / 5

Amazing service

Lauren and Scarlett were on the ball constantly, keeping me informed all throughout the process and explaining every detail.

Gary boles
27 September 2024
5 / 5

compensation claim

Thompsons was a very professional and approachable firm who ensured I got an appropriate settlement.

Fiona
12 August 2024
5 / 5

Traffic Accident

I can’t thank Corinne and the Team enough for all their help, support, hard work and perseverance with my case. Their belief in me and not giving up over 2 years won me my case and an out of court settlement. I am extremely grateful to Corinne and the team for providing a first class service at all times and keeping me constantly updated every step of the way over the past 2 years. Thankyou all so much and so glad with your expert advice and knowledge in your field it did not have to go to court and an offer was made which I am extremely happy with.

Anonymous
9 August 2024
5 / 5

Clear and helpful

A great company to deal with. The staff were extremely helpful and responsive. A fairly lengthy process but a positive experience after the accident.

Lois
31 July 2024
5 / 5

Review

Professional and friendly manner. Always willing to go that little extra. Kept well informed throughout claim

Alan Craig
17 July 2024
5 / 5

Service

First class firm, very helpful and if i ever needed to ask any questions I was always able to get an answer

Jordan
17 July 2024
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